Loan Officer NMLS# 34465
When shopping for a mortgage professional, you need an individual with whom you can count on. I am dedicated to helping you find the best mortgage products to fit your financial needs. With over 20 years experience at your disposal to help you and make the loan process go smoothly while focusing on meeting your goals in a fast, easy and efficient manner with a focus on meeting your expectations, deadlines
Loan Officers are people who work for banks and other financial institutions with the main objective to recommend individual and business loan applications for approval and participate in the front end of the mortgage origination process. Loan officers specialize in commercial, consumer and mortgage loans. Although they are employed by financial institutions, they can be seen as intermediaries between lending institutions and borrowers. They solicit loans, represent creditors to borrowers, and represent borrowers to creditors.
Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process. Loan servicing covers everything after disbursing the funds until the loan is fully paid off. Loan origination is a specialized version of a new account opening for financial services organizations. Certain people and organizations specialize in loan origination. Mortgage brokers and other mortgage originator companies serve as a prominent example.
A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses.
Traditionally, banks and other lending institutions have sold their own products. As markets for mortgages have become more competitive, however, the role of the mortgage broker has become more popular. In many developed mortgage markets today, mortgage brokers are the largest sellers of mortgage products for lenders.
Shopping for a mortgage lender can feel confusing and a little intimidating. With so many companies and types of mortgage lenders to choose from, you might feel analysis paralysis. Understanding the differences among the main types of lenders can help you narrow down the field.
The type of loan you choose is obviously important, but choosing the right mortgage lender could save you money, time and frustration. That’s why taking the time to shop around is crucial. It’s a crowded field, too. There are retail lenders, direct lenders, mortgage brokers, correspondent lenders, wholesale lenders
138 SE Felix Ave
Port St. Lucie, FL 34953
(772) 333-2248 Office
(215) 778-4145 Cell